Useful Articles Page 8

If I'm Denied For Finance, Will That Make My Credit History Worse?

If you’ve ever been denied for finance, you may be wondering if that will make your credit history worse. There are a few things you can do to improve your credit score and increase your chances of being approved for finance next time. So if you’re struggling to get approved for finance, don’t worry – there are still steps you can take to improve your situation!

Why Don't I Have Credit History?

You might be asking yourself why don’t I have credit history? You’re not alone. A lot of people are in the same boat. In this useful credit article, we’re going to explore some of the reasons why you might not have credit history and what you can do about it. So, keep reading!

How Shopping Around for Credit Can Affect You

Did you know that shopping for credit has a detrimental influence on your credit score? It’s true! The lender will check your credit report to determine how much debt you already have when you apply for new cards or loans. If you have a lot of inquiries on your report, it might suggest that you are a risky borrower and result in a lower credit score.

If I Change My Name, Will It Affect My Credit Report?

Your name is one of the most important parts of your identity. It’s how people know who you are, and it’s how you introduce yourself to the world. But what if you want to change your name? Will that affect your credit report? And if it does, is there anything you can do about it? In this useful clear credit article, we’ll answer all those questions and more. So keep reading to learn more!

Here Is How to Maintain a Healthy Credit Report

Maintaining a healthy credit report is important to your overall financial health. A good credit score means you can qualify for loans and other lines of credit at favorable interest rates. It also helps when you need to rent an apartment or get car insurance. Here are some tips on how to keep your credit report in good shape.

What To Do When You Have Inaccurate Information on Your Credit Report

It is important to ensure the accuracy of your credit report, as this document can impact your ability to obtain loans, mortgages, and other financial products. If you have inaccurate information on your credit report, it is important to take steps to correct it.

My Credit Report & Who It Can Be Shared With

A credit report is a reflection of an individual’s credit history and credit score. This information is used by lenders to determine the likelihood that a person will repay a loan. But what most people don’t know is that your credit report can be accessed and shared by a variety of individuals and organizations.

What Causes My Credit Score to Change

Your credit score is one of the most important numbers in your financial life. It can affect everything from your ability to get a mortgage or car loan, to the interest rate you pay on those loans. So it’s important to understand what factors can cause your credit score to change.

How Your Flatmate Could Affect Your Credit Report

Did you know that your credit score can be affected by the people you live with? If you have a bad credit history with someone, it could appear on your credit report. While having a housemate may help you save money on housing by lowering prices in areas where rent is exorbitant, their behaviors have the potential to harm your credit score and limit your access to credit in the future.