Can Bad Credit Cause Declined Finance Applications?

Can Bad Credit Cause Declined Finance Applications?

There are a number of reasons why your finance application may have been declined, but one of the most common is bad credit. If you have defaults, court judgements or fraudulent enquiries on your credit report, this can all cause lenders to view you as a high-risk borrower and reject your application. If you’re looking to improve your chances of being approved for finance, we can help you!

When you have bad credit, such as credit defaults, court judgements and fraudulent enquiries, listed on your credit report it creates a negative credit file and lowers your credit score which can make it very difficult to obtain finance. We understand how frustrating and stressful this can be but our team of credit repair experts can help you by removing these listings from your credit report, so you can improve your chances of being approved for future finance applications.

We cannot help with certain things, these include:

  • Credit defaults that have been listed correctly and the client did not pay on purpose
  • Enquiries that are legitimate and were made by the client
  • Any previous address information or identity information

We make sure we are able to fix your credit report before accepting you as our client, this is done through an investigation into a copy of your credit report to determine what exactly is listed on your credit report and whether or not we are able to clear it. Once we accept you, we will work hard to remove any and all negative listings on your report and clear credit!

Your credit score is one of the most important factors that lenders look at when considering a loan. A bad credit score can lead to your finance application being declined. There are a number of ways to improve your credit score, and Clear Credit can help you get started through our clear credit process. Contact us today for more information or visit our website to learn more about how we can help you achieve your goals. Clear Credit

So if you are looking for a credit repair specialist who can help get your credit file back on track, contact Credit Repair Ausvengers today. We have a team of experts who can assist with removing negative listings and improving your credit score so that you can access the finance you need in life. Don’t wait any longer – get in touch with us today for a free assessment!